U.S. banks enter June with historically elevated regulatory capital ratios and reduced uninsured deposit exposure, according to the Federal Reserve’s May 2026 Financial Stability Report. The two 2026 failures—Metropolitan Capital Bank & Trust in January and Community Bank and Trust–West Georgia in May—involved institutions under $300 million in assets and stemmed from concentrated credit losses rather than broad liquidity or solvency stress. With the federal funds rate steady at 3.50–3.75 percent and no material deterioration in labor-market or inflation data, trader consensus on Polymarket assigns low implied probabilities to additional failures by June 30. Key near-term catalysts include the June FOMC meeting and employment and CPI releases, which could influence credit conditions and rate expectations.
基于Polymarket数据的AI实验性摘要。这不是交易建议,也不影响该市场的结算方式。 · 更新于$514,243 交易量

BNY
3%

德意志银行
3%

RBC
2%

劳埃德银行
2%

美国银行
2%

花旗集团
2%

BMO
2%

丰业银行
1%

Truist
1%

汇丰银行
1%

法国巴黎银行
1%

KeyBank
1%

摩根士丹利
1%

富国银行
1%

美国银行
1%

瑞银
1%

高盛
1%

桑坦德
<1%

摩根大通
<1%
$514,243 交易量

BNY
3%

德意志银行
3%

RBC
2%

劳埃德银行
2%

美国银行
2%

花旗集团
2%

BMO
2%

丰业银行
1%

Truist
1%

汇丰银行
1%

法国巴黎银行
1%

KeyBank
1%

摩根士丹利
1%

富国银行
1%

美国银行
1%

瑞银
1%

高盛
1%

桑坦德
<1%

摩根大通
<1%
For the purposes of this market, the listed bank will be considered to have “failed” if, within the listed date range, any of the following occurs under the bank’s applicable legal or regulatory framework:
- The listed bank’s primary banking regulator formally declares the institution insolvent or non-viable, or withdraws or revokes the bank’s license or authorization, and such determination initiates or directly results in resolution, liquidation, wind-down, or transfer actions.
- The listed bank enters a court-ordered liquidation, statutory resolution regime, or regulator-mandated wind-down, including the use of resolution tools such as bail-ins, forced asset transfers, or the establishment of a bridge bank.
- A government or resolution authority intervenes in a manner that wipes out or subordinates existing equity of the listed bank and transfers effective control of the bank to the state or a designated resolution authority, with continued operations dependent on official intervention.
- The listed bank publicly defaults on a payment obligation, including derivatives margin, repo, or physical commodity delivery, and such default is formally acknowledged by the bank’s primary regulator or resolution authority and directly results in the initiation of resolution, liquidation, license withdrawal, or regulator-mandated transfer of the bank.
- The listed bank is subject to a compulsory merger, acquisition, or transfer of all or substantially all of its assets and liabilities ordered or directed by its primary banking regulator or resolution authority due to the bank’s financial condition or to prevent failure, regardless of whether a formal insolvency declaration or immediate equity wipeout is publicly announced at the time of transfer.
If there is a potential failure of the listed bank within this market’s date range and a qualifying regulatory or court action has occurred but has not yet been fully published by the relevant authority, this market may remain open to allow for confirmation. If no qualifying failure is confirmed by that date, this market will resolve to “No.”
The primary resolution source for this market will be official statements, filings, or actions by the listed bank’s primary banking regulator or resolution authority; however, a consensus of credible reporting may also be used.
市场开放时间: Dec 30, 2025, 7:03 PM ET
Resolver
0x65070BE91...For the purposes of this market, the listed bank will be considered to have “failed” if, within the listed date range, any of the following occurs under the bank’s applicable legal or regulatory framework:
- The listed bank’s primary banking regulator formally declares the institution insolvent or non-viable, or withdraws or revokes the bank’s license or authorization, and such determination initiates or directly results in resolution, liquidation, wind-down, or transfer actions.
- The listed bank enters a court-ordered liquidation, statutory resolution regime, or regulator-mandated wind-down, including the use of resolution tools such as bail-ins, forced asset transfers, or the establishment of a bridge bank.
- A government or resolution authority intervenes in a manner that wipes out or subordinates existing equity of the listed bank and transfers effective control of the bank to the state or a designated resolution authority, with continued operations dependent on official intervention.
- The listed bank publicly defaults on a payment obligation, including derivatives margin, repo, or physical commodity delivery, and such default is formally acknowledged by the bank’s primary regulator or resolution authority and directly results in the initiation of resolution, liquidation, license withdrawal, or regulator-mandated transfer of the bank.
- The listed bank is subject to a compulsory merger, acquisition, or transfer of all or substantially all of its assets and liabilities ordered or directed by its primary banking regulator or resolution authority due to the bank’s financial condition or to prevent failure, regardless of whether a formal insolvency declaration or immediate equity wipeout is publicly announced at the time of transfer.
If there is a potential failure of the listed bank within this market’s date range and a qualifying regulatory or court action has occurred but has not yet been fully published by the relevant authority, this market may remain open to allow for confirmation. If no qualifying failure is confirmed by that date, this market will resolve to “No.”
The primary resolution source for this market will be official statements, filings, or actions by the listed bank’s primary banking regulator or resolution authority; however, a consensus of credible reporting may also be used.
Resolver
0x65070BE91...U.S. banks enter June with historically elevated regulatory capital ratios and reduced uninsured deposit exposure, according to the Federal Reserve’s May 2026 Financial Stability Report. The two 2026 failures—Metropolitan Capital Bank & Trust in January and Community Bank and Trust–West Georgia in May—involved institutions under $300 million in assets and stemmed from concentrated credit losses rather than broad liquidity or solvency stress. With the federal funds rate steady at 3.50–3.75 percent and no material deterioration in labor-market or inflation data, trader consensus on Polymarket assigns low implied probabilities to additional failures by June 30. Key near-term catalysts include the June FOMC meeting and employment and CPI releases, which could influence credit conditions and rate expectations.
基于Polymarket数据的AI实验性摘要。这不是交易建议,也不影响该市场的结算方式。 · 更新于
警惕外部链接哦。
警惕外部链接哦。
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